You Next Rental Property, Funded Fast — No Income Verification Required
No tax returns. No W2s. Just the property cash flow. Get approved in days with our investor — friendly DSCR loans. Close as little as 7 days and grow your rental portfolio with ease.
You Next Rental Property, Funded Fast — No Income Verification Required
No tax returns. No W2s. Just the property cash flow. Get approved in days with our investor — friendly DSCR loans. Close as little as 7 days and grow your rental portfolio with ease.
A Nationwide Network of Experienced DSCR Lenders
Fast Closings
Get to the closing table in as little as 7–10 days, compared to 30+ days with traditional banks. Our lenders know speed is key in real estate.
No Income Verification
Forget tax returns and W2s. Our lenders qualify you based on the rental property’s cash flow, not your personal earnings.
Flexible DSCR Options
Loans available with DSCR as low as 0.75, allowing you to qualify even when cash flow is tight.
LLC & Foreign National Friendly
Secure financing in your business entity’s name or as a non-U.S. resident investor.
Cash-Out Refinancing
Unlock equity from your rental properties to reinvest and scale your portfolio.
Long-Term & Interest-Only Options
Choose a loan structure that fits your investment strategy, whether you need fixed-rate stability or interest-only flexibility.
A Nationwide Network of Experienced DSCR Lenders
Fast Closings
Get to the closing table in as little as 7–10 days, compared to 30+ days with traditional banks. Our lenders know speed is key in real estate.
No Income Verification
Forget tax returns and W2s. Our lenders qualify you based on the rental property’s cash flow, not your personal earnings.
Flexible DSCR Options
Loans available with DSCR as low as 0.75, allowing you to qualify even when cash flow is tight.
LLC & Foreign National Friendly
Secure financing in your business entity’s name or as a non-U.S. resident investor.
Cash-Out Refinancing
Unlock equity from your rental properties to reinvest and scale your portfolio.
Long-Term & Interest-Only Options
Choose a loan structure that fits your investment strategy, whether you need fixed-rate stability or interest-only flexibility.
The Challenges Our Lenders Solve for Our Investors
Our lenders understand the biggest hurdles investors face when securing financing. Here’s how they eliminate them:
Struggling to Qualify for Bank Loans?
Traditional lenders require proof of consistent W2 income or high tax return earnings. If you write off income on taxes, it’s nearly impossible to qualify. Our lenders don’t use personal income for approval—just the property’s cash flow
Tired of Slow, Paperwork-Heavy Approvals?
Bank loans can take 30–60 days and require stacks of documents. Our streamlined process gets you closed in 7–10 days with minimal paperwork.
Need Financing for an LLC or as a Foreign Investor?
Many banks won’t lend to LLCs or foreign nationals—our lenders do. They make it easy to fund properties under your business entity or as a non-U.S. resident.
Hit a Lending Cap with Banks?
Most investors max out their loan limits with traditional lenders. Our asset-based underwriting means you can keep growing without personal borrowing restrictions.
Need More Flexibility?
Strict lending requirements can block great deals. Our DSCR loans go as low as 0.75, giving you funding options even when a property isn’t at peak cash flow yet.
Don't let financing slows you down
The Challenges Our Lenders Solve for Our Investors
Our lenders understand the biggest hurdles investors face when securing financing. Here’s how they eliminate them:
Struggling to Qualify
for Bank Loans?
Traditional lenders require proof of consistent W2 income or high tax return earnings. If you write off income on taxes, it’s nearly impossible to qualify. Our lenders don’t use personal income for approval—just the property’s cash flow
Tired of Slow,
Paperwork-Heavy
Approvals?
Bank loans can take 30–60 days and require stacks of documents. Our streamlined process gets you closed in 7–10 days with minimal paperwork.
Need Financing for
an LLC or as Foreign
Investor?
Many banks won’t lend to LLCs or foreign nationals—our lenders do. They make it easy to fund properties under your business entity or as a non-U.S. resident.
Hit a Lending Cap
with Banks?
Most investors max out their loan limits with traditional lenders. Our asset-based underwriting means you can keep growing without personal borrowing restrictions.
Need More Flexibility?
Strict lending requirements can block great deals. Our DSCR loans go as low as 0.75, giving you funding options even when a property isn’t at peak cash flow yet.
Don't let financing slows you down
Frequently Asked Questions (FAQ)
Frequently Asked Questions (FAQ)
What is a DSCR loan?
A DSCR (Debt Service Coverage Ratio) loan is based on the rental property’s income, not your personal income. If the property's rental income covers the mortgage payment, you can qualify.
Do I need to show tax returns or income documents?
No. Our lenders do not require tax returns, W2s, or pay stubs. They qualify you based on the property's cash flow.
How fast can you close?
Our lenders can close in as little as 7 to 10 business days, depending on how quickly documents are submitted.
Can I get a loan in my LLC's name?
Yes. Our lenders provide loans to LLCs and business entities, and in many cases, a personal guarantee is not required.
What credit score do I need?
A minimum credit score of 620 is typically required, but higher scores may qualify you for better terms.
Do you work with foreign nationals?
Yes. Our lenders offer loan programs specifically designed for non-U.S. residents investing in U.S. rental properties.
What’s the minimum DSCR you accept?
Our lenders accept DSCRs as low as 0.75, allowing you to get funding even if your property has lower cash flow at the start.
Start Growing
Your Rental
Portfolio Today
No income verification. Fast closings. Investor-focused financing. Get your next deal funded with confidence.
